Islamic investing: principles, benefits, and A Guide To Getting Started
Investment with Sharia principles leads to investment based on Islamic principles, with this investment system organized to avoid cases that are prohibited in islam, such as usury, gambling or investments that are contrary to Islamic values (eg alcohol and other haram products) in this reading We will discuss in more detail about the basic principles, kentungn and also how to start investing in Sharia to
Basic Rules in Sharia investment include
Respecting Ethics and morality: by investing in Shari akna encourage good behavior seswai with religious teachings both in investing and daiam manage finances
Avoiding investment in businesses that are contrary to Islamic values, including avoiding participation in things that are contrary to Islamic values such as gambling, alcohol, pornography and other illegal products
Avoiding Riba one fundamental thing in ivestasi Syariah dadlah avoid participation in riba, because in it impose the will of the borrower to pay the value of more than the loaned not infrequently the principle of riba makes someone become bankrupt
benefits of investing in Sharia
participate in business encourage business that runs with religious principles provide a sense of tenagn because the capital ditnamkna will be run in accordance with religious teachings
Kompeiif keuntnugan level, because in running its business runs on industrial sectors that avoid things that are speculative unclear DAPA memberiakn competitive returns
Peace of mind and Spiritual pleasure investing in Shari’a provides a form of satisfaction because it is able to get closer to moral and spiritual principles
the thing that distinguishes between syairah investment with conventional adalh the underlying principle of conventional often involves interest or usury, in contrast to Sharia investment because it focuses its efforts on the principle of profit sharing is equally happy as hard underarm one company has a profit then the percentage of profit is divided in half if there is a loss then the loss will be divided into two, here pebsinsi little have calmness because a lot of uncertainty in the business that causes losses, in addition to running the business of Sharia financial institutions supervised langins by an institution called the Sharia Supervisory Board
In indoneisa itself there are several investment products that investors can choose among
Sukuk (Islamic bonds) debt securities issued by a company or government by running a project in accordance with Islamic law
Sharia mutual funds are a form of investment instrument that is executed in the value of the value of error where funds managed by investment companies will be directed to the form of investment forms that run Islamic values
Sharia stock is a ownership of a company whose line of business does not conflict with Islamic values
Sharia property forms of investment in the property sector that runs a housing business that does not involve bugna
this investment is not limited only to Muslims, all ofang can invest in this product as long as they choose products that are in accordance with Sharia regulations and principles. Sharia investment returns provide uniform returns in accordance with the type of investment chosen as well as market conditions, although limited in Sharia principles, this investment still has the potential to provide stable and competitive development that focuses on long-term growth
to ensure that the product is in compliance with Sharia, make sure the product has certification from the Syariah Supervisory Board which is also registered with the Financial Services Authority to comply with Sharia principles